Legal

Terms of Service

Application: Expensor — Last updated:

Acceptance of Terms

These Terms of Service ("Terms") govern your use of the Expensor mobile application ("the App") provided by sind.pl – Łukasz Woźniak ("we", "us"). By installing or using the App you agree to these Terms. If you do not agree, please do not use the App.

These Terms should be read together with our Privacy Policy, which explains how data is handled.

Description of the App

Expensor is a personal expense and budget tracker. By default it works offline and stores all data locally on your device. Optionally, you can enable synchronization through Firebase, Google Drive / Google Sheets or Microsoft OneDrive / Excel.

The App is provided free of charge. We may add, change or remove features at any time.

License

We grant you a personal, non-exclusive, non-transferable, revocable licence to install and use the App on your devices for your own personal, non-commercial purposes, in accordance with these Terms and the Google Play Terms of Service.

The App, its code, design, name and logo remain our property or the property of their respective owners. You may not copy, modify, decompile, reverse engineer or redistribute the App, except where applicable law expressly permits it.

Acceptable Use

You agree not to:

  • Use the App in violation of any applicable law or the rights of others
  • Attempt to disrupt, overload or gain unauthorized access to the App or to the synchronization services it uses
  • Abuse the synchronization infrastructure (for example by automated or excessive requests)
  • Remove or bypass any security or technical protection built into the App

Your Data and Backups

You are the owner of the data you enter into the App and you are responsible for it. By default your data exists only on your device. Uninstalling the App, clearing its data, losing or resetting your device may permanently delete it.

We do not have access to your data and cannot recover it. We strongly recommend enabling synchronization or otherwise backing up your data regularly.

Synchronization and Encryption

Synchronization is optional and depends on third-party services (Google, Microsoft, Firebase). Your use of these services is governed by their own terms and privacy policies, and you need your own account with the chosen provider.

In encrypted mode, the encryption key is stored only on your device. If you lose the key (for example by losing all your devices without exporting it), we cannot restore your data and it will be permanently unreadable. In plain mode, data stored in the cloud is readable by anyone with access to the file and by the provider; you choose this mode at your own responsibility.

No Financial Advice

The App is a tool for recording and summarizing your own entries. Reports, totals and charts are based solely on the data you provide. Nothing in the App constitutes financial, tax, legal or investment advice, and you remain responsible for your financial decisions.

Availability and Updates

We make reasonable efforts to keep the App working, but we do not guarantee uninterrupted or error-free operation. Synchronization may be temporarily unavailable due to maintenance or failures of third-party services. We may release updates, and some may be required to continue using certain features.

Disclaimer of Warranties

To the maximum extent permitted by law, the App is provided "as is" and "as available", without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy or non-infringement.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental or consequential damages, or for loss of data, profits or opportunities arising from the use of or inability to use the App, including loss caused by device failure, lost encryption keys or third-party services.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for intentional damage, and mandatory consumer rights you may have under the law of your country.

Termination

You may stop using the App at any time by uninstalling it. We may suspend or end your access to the App or to synchronization features if you breach these Terms or abuse the service. Sections that by their nature should survive termination (such as intellectual property, disclaimers and limitation of liability) will continue to apply.

Changes to These Terms

We may update these Terms from time to time. The current version is always available on this page with its revision date. Continued use of the App after changes take effect constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the Republic of Poland. If you are a consumer, this does not deprive you of the protection granted by mandatory provisions of the law of your country of residence.

Contact Us

If you have any questions about these Terms, please contact us: